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Lending Stream

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LENDING STREAM PAYDAY LOANS

Lending Stream

Company Background

Since 2008 Lending Stream have been providing short term loans over a period of 6 months.

Website overview

Lending Stream

The homepage for Lending Stream features a lot of helpful information such as special offers, testimonials and information on the service provided.

At the top of the Lending Stream home page, you will find a bar of tabs which

To apply for a loan with Lending Stream, you can either:
A.    Click on the ‘APPLY NOW’ tab which is located on the long bar along the top of the home page.
B.    Click on the orange ‘apply now’ button which is located mid-way down the Lending Stream home page.
Whichever way you choose to apply, you are lead onto a full application page where you will need to enter personal, contact, employer and bank information.

Loan Requirements

To be eligible for a loan with Lending Stream you must meet the following requirements:
•    Be at least 18 years of age.
•    Be employed (not self employed) and earn at least £750 per month.
•    Have a valid bank account and debit card.
•    Reside in the UK.

Loan extension

Lending Stream loans are paid off over a period of 6 months, if you cannot pay off your loan in full within the 6 month time span, your credit score may be affected and you will need to speak to Lending Steam directly to discuss the situation.

Charges and Fees

Lending Stream will charge £30 interest for every £100 borrowed.

Further fees:
•    Same day funds fee: £15
•    Arrears Fee: £12
•    Default Fee (if arrears not cleared): £10
•    Collections (failure to repay the loan): £40

Summary

•    Apply for a loan at www.lendingstream.co.uk
•    Minimum loan amount is £50
•    Maximum loan amount is £1000
•    Fee for same day funds is £15
•    Option is available to pay back early

Contact details and company information

Mail Address
Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW

Telephone
0844 251 0530

Email
info@lendingstream.co.uk

Company number
6648787

Consumer Credit Licence Number
0620194

Data Protection Number
Z1451218

Credit Licence Number
0620194